TOPIC: inspection question

David, the problem is he is new and doesn't have it yet (like me).  What if your new don't carry E&O?  What would you say then?  I think you could say anything in the world but if you don't say "yes you carry it" they are going to read right through all the blah blah blah that you just told them. 

I was the same when I started and had no E & O. I had this question asked numerous times.

I told them no I don't and they moved on to another inspector. You need to tell them why you are better than your competition. Having E & O does not make you better but the agent feels more comfortable.

See if you can find a realtor hold harmless claus somewhere.

I was lucked out I did not get sued when I was with out E & O.

NACHI has a Realtor hold harmless clause we can use.  I saved it and read through it.  In my opinion, I think it add more liability to us as inspectors and didn't use it.


HOLD HARMLESS AGREEMENT: CLIENT agrees to hold any and all real estate agents involved in the purchase of the property to be inspected harmless and keep them exonerated from all loss, damage, liability or expense occasioned or claimed by reasons of acts or neglects of the INSPECTOR or his employees or visitors or of independent contractors engaged or paid by INSPECTOR for the purpose of inspecting the subject home.

Im am the farthest person from being a lawyer but I would think if you have no E & O and use the realtor clause not only will you be liable for your client you may also be liable for the agent, agents firm.

You know the saying. If you have not been sued you will.

LMAO... E&O is high on my list of things to get.  Whats really crazy is new people like me are the ones that need to the most!  We are the ones that make more mistakes!

LMAO... E&O is high on my list of things to get.  Whats really crazy is new people like me are the ones that need to the most!  We are the ones that make more mistakes!

Even the best inspector with thousands of inspections can make a mistake.

I make mistakes. Unfortunetly in this business you make 2 many mistakes your out flippin burgers at Mcdonalds.