TOPIC: Credit Cards

Its not how many you have, but how well you use them that counts!

LMAO I like that... I may have to borrow that one some day!

My wife and I have a Jewelry business as well. So she is set up through her business to take credit cards already. Rather than set it up again, I tell my customers that it will show up on their statement as a different business. They don't seem to mind that, but then I tell them I charge an extra 15 dollars to process a 300 dollar order, because that is what it costs me, they then offer to pay by check:)
www.propay.com if i didnt have it already, i would get it.

Charging extra for card use is likely against your wife's account agreement.
Careful! Don't go public with it. You may show up on a Google search somewhere!

One way to get around this, is during the client interview. Asked them how they plan to pay before you give them a quote. You can give them a discount in other areas if they pay by check (to save you the accounting time etc.) but you just can't flat-out say if you want to use the credit card it costs $15 more.

Ditto what Dave said. Its illegal to charge more for credit card usage, but you can offer a discount for those who pay with cash or check.

I offer a 10% discount if they pay at the time of the inspection.  I haven't fully been set up on c/c's yet but you can offer a similar discount if they pay by cash! 

Just remember, we accept c/c's for the convenience of the customer.  Without them, we potentially turn away customers who cant pay by cash or check.  Whats worse, turning away customers, or payin a few bucks more to get their business?  Its a small sacrifice to get a couple or few hundred to come your way!!!!