TOPIC: FHA loan inspection

FHA loan inspection 15 years 5 months ago #14244

Mike Jewett Topic Author Offline Premium Member JaxHomeSpy, LLC Posts: 136 Thank you received: 0	In Florida, does anyone know if a client is getting a FHA loan if there are certain qualifications an inspector has to meet? Like FHA certified or something like that? Check this box to be notified of replies to this topic. Note: BBcode and smileys are still usable.
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Re: FHA loan inspection 15 years 5 months ago #14246

Dominic Maricic Offline Administrator Dominic Maricic Posts: 14156 Karma: 5 Thank you received: 57	I'm pretty sure the answer is no. I know they have a list of inspectors, but I remember a few other guys saying that anyone can perform an FHA inspection. Since it's a federal issue I don't see why the state would matter. Check this box to be notified of replies to this topic. Note: BBcode and smileys are still usable.
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Re: FHA loan inspection 15 years 5 months ago #14261

Will Handley
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The answer is maybe...

If the FHA loan requires a pre-construction inspection, final compliance inspection or 203K loan commitment inspection, you most definitely need to be FHA/HUD approved and or certified. I'm approved and or certified as an FHA fee inspector and can perform anything FHA related with the exception of 203K inspections. I've been asked by FHA/HUD to obtain my approval for 203K's but have declined. There's way to much liability on the 203's and your constantly dealing with shady contractors who are always trying to "con" you the inspector.

Call you local FHA/HUD field office for program information and requirements regarding same.

Good Luck!

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Re: FHA loan inspection 15 years 5 months ago #14265

Mike Jewett
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Will- thank you for a straight answer. The homebuyer called me looking for an FHA certified inspector as he's getting an FHA loan; it seems like a straightforward thing but wasn't sure.

The house already exists; it was built in '08; it's not a pre-construction inspection, final compliance inspection or 203K loan commitment inspection.

Karma for you!

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Re: FHA loan inspection 15 years 5 months ago #14273

Dennis R Goudreau
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Will- thank you for a straight answer. The homebuyer called me looking for an FHA certified inspector as he's getting an FHA loan; it seems like a straightforward thing but wasn't sure.

The house already exists; it was built in '08; it's not a pre-construction inspection, final compliance inspection or 203K loan commitment inspection.

Karma for you!

Mike for this kind you have to be an FHA fee inspector

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Re: FHA loan inspection 15 years 5 months ago #14277

Mike Jewett Topic Author Offline Premium Member JaxHomeSpy, LLC Posts: 136 Thank you received: 0	Dennis- thanks! I'm signing up for it as I type. Karma for you. Check this box to be notified of replies to this topic. Note: BBcode and smileys are still usable.
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