TOPIC: E & O Insurance??

Hello all,

It is that time of year again to start looking for the best E & O insurance company. 
From what I understand insurance companies will payout a claim if it looks like it will be cheaper than  fight it.  Even if the inspector would be vindicated had it been disputed...  If this is true I am told Lockton Affinity sends all  home inspection claims to an attorney (Joe Ferry) to handle first.  I question how a lawyer can represent inspectors in different states? 
Anyone have any insight as to who to go with?  What your experience has been.
Thank You

Mike, many carriers like Allen Insurance now send all their claims to Casey & O'Malley now to handle the claim before the attorneys ever see it. This is why E&O rates have been cut in half over the past few years. COA is responsible for it all.

Thank you Dominic. 

Any idea how these attorneys can represent someone from another state? 

Have a great weekend!

Many attorneys are licensed in multiple states. Also you can be an attorney and still send letters to clients without being an attorney in the other state. On top of that the insurance companies have attorneys in different states on retainer so they can use them when needed.

Sounds good.  Thanks again

btw what does coa stand for?

I will check on Allen ins.  Anyone have a company they are happy with.  I'm only interested in a company that sends there claims to an attorney to handle first.