The updated Florida Wind Mitigation Form (OIR-B1-1802 Rev. 04/26) is now in effect as of April 2026, bringing meaningful changes for home inspectors completing wind mitigation reports.
While the core purpose of the form remains the same, the new version does introduce some added complexity, stricter documentation standards, and a more structured workflow.
Why It Matters
For inspectors, these changes mean more thorough inspections and more time spent documenting findings—but also more consistency and credibility in reports.
For homeowners, the stakes remain high. A properly completed wind mitigation form can lead to significant insurance savings—often 25–45% on the wind portion of premiums—making accuracy essential.
What Inspectors Should Do Next
To stay up to date, visit this page for further instructions and to download the template(s)—the downloadable files are located at the bottom of the page.
We’ve also included instructions for users who have previously merged the wind mitigation form with their regular templates. Additional instructions for merging templates can be found here.
The 2026 update ultimately raises the bar for wind mitigation reporting. Inspectors who adapt quickly will not only avoid delays and rejections but also deliver more reliable, professional reports to clients and insurers alike.